CTI
Commercial Trust Index
For SMEs & non-reporting companies

Request a CTI Verified Score

For companies not covered by statutory payment reporting. Independently verify and demonstrate your commercial payment performance.

Who this is for

Designed for SMEs, private companies and organisations below the statutory payment reporting threshold that want to demonstrate payment performance independently.

What is a verified score?

A CTI Verified Score enables an organisation without public payment reporting data to receive a CTI assessment based on information independently verified by its Chartered Accountant.

Unlike an automated CTI Score, it is based on company-provided information that has been independently reviewed before the assessment is published.

Why apply?

Increase commercial visibility

Make your payment performance easier for commercial partners to see.

Support tenders and pre-qualification

Bring independently verified evidence into procurement discussions.

Demonstrate payment performance

Show how your organisation pays suppliers through a trusted assessment.

Build supply-chain trust

Give customers, suppliers and partners more confidence in working with you.

How it works

  1. 1

    Submit company details.

  2. 2

    Accountant receives secure verification request.

  3. 3

    Payment information is independently reviewed.

  4. 4

    Verified CTI Score is generated and published.

Independent verification

Built for confidence and credibility

Every CTI Verified Score is independently reviewed before publication.

  • Chartered Accountant verification

    Submitted payment information is reviewed by a qualified Chartered Accountant.

  • Consistent methodology

    Every verified score follows the same CTI assessment principles.

  • Published after verification

    The score is displayed only when the verification process is complete.

  • Independent outcome

    The company cannot edit or change the outcome of its assessment.

Example outcome

A CTI Verified Scorecard

Illustrative only

CTI Score

72

CTI Score Band

Moderate

Status

Verified

Reporting period

31 Aug 2025 - 30 Dec 2025

Common questions

Before you apply

Takes about five minutes. You will need your company number and your accountant’s contact details.